With a checking account from United Bank of Michigan you can conveniently pay for most anything. We even make it easy to open your account online.
If you're looking for an easy to use checking account that fits your lifestyle, come see us, we're your local bank that makes things easier for you.
|Personal Checking||UBenefit Interest Checking||Premium
|Recommended if you want...||A checking account without monthly service charges||To earn a higher rate of interest, plus travel/merchandise points||A high balance checking account with competitive interest rates|
|Fees and Rates|
|Minimum balance||No minimum balance required||No minimum balance required||$10,000 to avoid monthly service charges|
|Monthly service charges||None||$15 if less than $75 in signature-based debit card transaction volume per calendar month||$30|
Minimum opening deposit
Interest earned on balance
|None||Tiered interest rate||Tiered interest rate increases at higher balance levels|
|None||Monthly Direct Deposit and eStatements||None|
|Free basic checks or 50% discount on premium checks|
|Overdraft protection available**|
|Up to 5 no-fee ATM transactions at other banks' ATMs per calendar month***|
|No-fee cashier's checks|
|No-fee stop payments|
|50 % discount on safe deposit box rental|
|Free Online Banking and Bill Pay|
|Free Mobile Banking and Bill Pay*|
|Free Mobile Deposit*|
|Free External Transfers**|
|Free Email and Text Alerts*|
* Standard messaging, airtime and data charges may apply.
** Subject to approval
*** For up to 2 ATM cards per account, United Bank will waive our service charges and pay the other banks' assessed service fees for up to 5 ATM transactions per card per calendar month.
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