United Bank logo


Now you can earn a high rate of interest with no minimum balance requirement. Plus, earn travel/merchandise points for debit card transactions. This account also lets you make no-fee ATM transactions at other banks' ATMs, plus enjoy unlimited free online banking, online bill pay and mobile banking. We can even waive the account service fees when you meet certain simple conditions.

Account Features
Minimum daily account balance required to avoid monthly service charge: $0
Maximum checks presented/calendar month to avoid service charge:12 Monthly service charge if exceeded $15
Minimum signature-based debit card transactions/calendar month to avoid service charge: 7 Monthly service charge if not met : $15
Other requirements: monthly direct deposit and e-statements
Minimum opening deposit: $100
Annual Percentage Yield : 4% on balance up to $10,000*
  • Travel/merchandise points for each signature-based debit card transaction
  • Up to 5 no-fee ATM transactions at other banks' ATMs per calendar month**
  • Free online banking
  • Free enhanced online bill pay
  • Free mobile banking with text message alerts
  • Free basic checks or 1/2-off deluxe checks

* Rate effective 5/1/09, subject to change without notice. Fees may reduce earnings on the account.

** For up to 2 ATM cards per account, United Bank will waive our service charges and pay the other banks' assessed service fees for up to 5 ATM transactions per card per calendar month.

Open an Account Now


Request more information

Points2U Rewards Program