Welcome to your United Bank - Health Savings Account!

This page will help you to utilize your Health Savings Account efficiently. If you have any questions regarding your account please contact John Knoppers at 616-559-4556 or Eric Soya at 616-559-4534.




Account Opening

United Bank gives you options to make opening your account as easy as possible. Simply follow the instructions below to open your account online. If you do not wish to open your account online simply open the printable application, complete the form and submit to United Bank of Michigan.




How To Access Your HSA Funds



Online Banking

Now you can have 24-hour access to real-time account information from the convenience of your personal computer. Personal Online Banking is convenient, easy to use, and more secure than ever.


Visit www.unitedbankofmichigan.com and under Online Banking, select Sign Up. You will need your telebank Access code created at account opening. To reset your telebank code call 800.968.1990.

Flash Content - Online Banking Demo






Online Bill Pay

Pay most of your bills without buying stamps, licking envelopes or worrying about checks getting held up in the mail. Unlimited online payments are yours for free.


Log on to Personal Online Banking, select the Bill Payments tab, fill out contact information and follow the prompts.

Flash Content - Online Bill Pay Demo






Mobile Deposit

Deposit your checks whenever it's most convenient for you, wherever you are. It's completely secure and making a deposit is as easy as taking a picture.


You must first be enrolled in Mobile Banking and be using the application to access mobile deposit.

Flash Content - Mobile Deposit Demo






Bank-to-Bank Transfers

Our Bank to Bank (B2B) transfer service for personal bank accounts allows you to move funds quickly and easily between United Bank and other accounts you may have at other financial institutions. You maintain control of how much, and when funds are transferred. Transfers are safe, secure and fast.


Log on to Personal Online Banking, select Add Services and Bank 2 Bank Transfer Signup and follow the prompts to complete enrollment.

Flash Content - Bank-to-Bank Transfers Demo






Tax Information

United Bank's HSA account holders will receive two tax forms concerning their HSA. The first form is the 1099-SA. This form is sent out by January 31st and discloses distributions for the previous calendar year. The 5498-SA is sent out by May 31 of each year. This form discloses Fair Market Value, and contributions made for credit to the previous year. Remember that contributions can be made until the tax deadline day for the previous year. Thus, this form is sent out between April 15 and May 31.

In addition, in January, you will receive a year end statement. This can be used to calculate your contribution amount for the year to that point. This statement is also available online.

Contact Us