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Business Lines of Credit

 

Flexible and revolving, United Bank's Business Lines of Credit can help your business bridge short-term cash flow deficiencies. Our competitive-rate credit lines also can help your company act quickly to make inventory or equipment purchases without having to reapply for a loan and wait for approval.

Pay interest only on the funds you have drawn and borrow up to your credit limit without reapplying, as long as the account is open.

 
Features

 
  • Revolving credit lines can be drawn down and repaid repeatedly, up to credit limit
  • Advances are typically tied to a formula of accounts receivable, inventory and/or equipment
  • Interest accrues only on amount borrowed, only until principal is repaid
  • One-time approval provides repeated, instant access to funds simply by writing a check against the account
  • Very competitive interest rates
  • Our commercial lenders average more than 20 years with United Bank, offering tremendous expertise and continuity to your business