POINTS2U INTEREST CHECKING
Now you can earn a high rate of interest with no minimum balance requirement. Plus, earn travel/merchandise points for debit card transactions. This account also lets you make no-fee ATM transactions at other banks' ATMs, plus enjoy unlimited free online banking, online bill pay and mobile banking. We can even waive the account service fees when you meet certain simple conditions.
| Minimum daily account balance required to avoid monthly service charge: | $0 |
|---|---|
| Maximum checks presented/calendar month to avoid service charge:12 Monthly service charge if exceeded | $15 |
| Minimum signature-based debit card transactions/calendar month to avoid service charge: 7 Monthly service charge if not met : | $15 |
| Other requirements: | monthly direct deposit and e-statements |
| Minimum opening deposit: | $100 |
| Annual Percentage Yield : | 4% on balance up to $10,000* |
| Features |
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* Rate effective 5/1/09, subject to change without notice. Fees may reduce earnings on the account.
** For up to 2 ATM cards per account, United Bank will waive our service charges and pay the other banks' assessed service fees for up to 5 ATM transactions per card per calendar month.

