United Bank of Michigan

All-In-One United Account

This exciting account combines your checking and savings into a single, high-yield account. The higher your balance, the greater the rate of interest you can earn. You also enjoy a wide range of premium banking services as part of having this account - everything from free Basic Checks to limited free use of other banks' ATMs** to free online banking and bill pay. Finally, you'll enjoy all of these advantages and pay no service charges when you maintain an average daily balance of only $2,500 in the account.

Account Features
Minimum daily account balance required to avoid monthly service charge	$2,500 Average
Monthly service charge if minimum daily account balance not met:	$30
Minimum opening deposit:	$100
Annual Percentage Yield*	Contact Us
Features:	Up to 5 free ATM transactions at other bank's ATMs per calendar month** Free Basic Checks (including reorders) or 50% off premium checks Unlimited check-writing Free online banking and bill pay No-fee cashier's checks, traveler's checks, money orders, notary services, signature guarantees, stop payments, personal financial planning .25% reduction on amortized consumer loans (new loans only, not secured by real estate) up to 60 month term

**Requires accountholder to have a debit card and a regular direct deposit into the account. For up to 2 ATM cards per account, United Bank will waive our service charges and pay the other banks' assessed service fees for up to 5 ATM transactions per card per billing cycle.

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