Mortgages for Next-Home Buyers
Whether you’re moving up, scaling down or moving into the area from out of town, United Bank Mortgage Corporation can help you get just the right mortgage to buy your next home. Programs include:
Home Possible Mortgages
Low-to-no down payment mortgages available for single family homes or up to 4-unit residences.
- No down payment for single family homes
- Just 3% down for 1-2 unit homes
- Only 5% down for 3-4 unit homes
- Just 10% down for multi-wide manufactured homes
- Only $500 of borrower’s funds required at closing
Interest-Only Mortgages
Lets you lower your monthly payment by repaying only the interest for a number of years.
- Interest-only payments for up to 15 years on a 30-year note
- Both fixed- and adjustable-rate terms available
Bi-Weekly Payment Mortgages
An option to save thousands of dollars in interest by paying half of your monthly mortgage payment every two weeks.

