United Bank Mortgage Corporation offers a wide range of attractive options that enable investors to purchase homes or rental properties. These programs include:

Conventional Mortgages

• 30-, 20- and 15-year fixed rate terms available

Purchase Loans

• Up to 80% loan-to-value ratio on 1 unit properties
• Up to 75% loan-to-value on 2-4 unit properties

Rate/Term Refinancing

• Up to 75% loan-to-value ratio on 1 unit properties
• Up to 75% loan-to-value on 2-4 unit properties

Cash-out Refinancing

• Up to 75% loan-to-value on 1 unit properties
• Up to 70% loan-to-value on 2-4 unit properties

Balloon Loans

Rehab Loans

4+ Multi-family Loans