United Bank offers a number of options designed to help individuals and families make the big move into their own first home. These programs include:

Home Possible Mortgages
Low-to-no down payment mortgages available for single family homes or up to 4-unit residences.

• No down payment for single family homes
• Just 3% down for 1-2 unit homes
• Only 5% down for 3-4 unit homes
• Just 10% down for multi-wide manufactured homes
• Only $500 of borrower’s funds required at closing
   

Interest-Only Mortgages
Lets you lower your monthly payment by repaying only the interest for a number of years.

• Interest-only payments for up to 15 years on a 30-year note
• Both fixed- and adjustable-rate terms available
   

Bi-Weekly Payment Mortgages
An option to save thousands of dollars in interest by paying half of your monthly mortgage payment every two weeks.

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