These accounts enable businesses to earn higher, money market interest rates on their savings in return for keeping more funds on deposit. The interest rates your savings earns are tiered to increase as your balance exceeds different levels. These accounts also offer limited check-writing, adding the convenience of making up to three withdrawals each month in the form of a direct payment to a third party. Finally, the monthly service charge is waived if $1,000 minimum balance is maintained.

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