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Business Checking Account Comparison Chart

  Small Business Checking Business Checking Business Interest Checking
Recommended if you want... No monthly service charge or minimum balance required if under 300 items per month Unlimited check-writing and other perks for businesses with more than 300 items per month Interest earned on the funds on deposit as well as the benefits of standard Business Checking
Minimum opening deposit $100 $100 $100
Monthly service charges If over 300 transactions,
$10 plus 25¢/deposit ticket
$5 plus 15¢/check paid,
12¢/transit check deposited,
12¢/deposit ticket
$10 plus 25¢/check paid,
15¢ all other debits
Minimum balance to waive fees Free (up to 300 items) Earnings credit based on average available balance offsets service fees $1,000
Features
  • No minimum balance required
  • Up to 300 transactions/ month (debits, credits, checks deposited)
  • Simple monthly statements
  • Free Tele-Bank 24 access
  • Free online banking available
  • FDIC insured
  • No minimum balance required
  • Easy-to-balance monthly statements
  • Earnings credit on balance maintained
  • Unlimited check-writing
  • Free online banking available
  • Not available to Partnerships or Corporations
  • FDIC insured
  • Unlimited check-writing
  • Easy-to-balance monthly statements
  • Earns monthly interest
  • Free online banking available